Influence factor of Chinese elders' wealth management behaviour: an empirical study

The main purpose of this paper is to discuss the influential demographic variables of elders’ wealth management behaviour. Purpose sampling for 122 older consumers (aged over 65) who participate in wealth management programme with instrument, was conducted in April 2007 in China (Taiwan area). Regression was performed for the data analysis. The results showed gender, educational background, and living location being key factors affecting elder consumers’ wealth-management behaviours, including consumers’ familiarity with financial products/services, sources of professional information, sources of word-of-mouth information, investment intention, and investment confidence. The main contributions of this not only include enhancing existing literature concerning wealth management, marketing, and elder behaviours (especially for clarifying how the controversial factors work), but unveiling elders’ behaviour tendency in such a blooming emerging market. Practical implications to bank marketers are also given

Kana Vinaka Contemporary Island Cuisine

A product of generations of Pacific heritage and travel, Colin’s destiny has been fashioned by the unique blending of cultures in Hawaii, a passion for the food, produce and flavours of the Pacific, and island hospitality. Recipes, techniques, knowledge and experiences about local produce, how it can be used in unique and tasty contemporary ways, utilising and producing culturally-based dishes for locals and visitors to enjoy

New records of florivory on dipterocarp flowers

Peer reviewedPreprin

Learning Hard Alignments with Variational Inference

There has recently been significant interest in hard attention models for tasks such as object recognition, visual captioning and speech recognition. Hard attention can offer benefits over soft attention such as decreased computational cost, but training hard attention models can be difficult because of the discrete latent variables they introduce. Previous work used REINFORCE and Q-learning to approach these issues, but those methods can provide high-variance gradient estimates and be slow to train. In this paper, we tackle the problem of learning hard attention for a sequential task using variational inference methods, specifically the recently introduced VIMCO and NVIL. Furthermore, we propose a novel baseline that adapts VIMCO to this setting. We demonstrate our method on a phoneme recognition task in clean and noisy environments and show that our method outperforms REINFORCE, with the difference being greater for a more complicated task

Exact Recursive Probabilistic Programming

Recursive calls over recursive data are widely useful for generating probability distributions, and probabilistic programming allows computations over these distributions to be expressed in a modular and intuitive way. Exact inference is also useful, but unfortunately, existing probabilistic programming languages do not perform exact inference on recursive calls over recursive data, forcing programmers to code many applications manually. We introduce a probabilistic language in which a wide variety of recursion can be expressed naturally, and inference carried out exactly. For instance, probabilistic pushdown automata and their generalizations are easy to express, and polynomial-time parsing algorithms for them are derived automatically. We eliminate recursive data types using program transformations related to defunctionalization and refunctionalization. These transformations are assured correct by a linear type system, and a successful choice of transformations, if there is one, is guaranteed to be found by a greedy algorithm

Dielectrophoretic investigations of internal cell properties

Dielectrophoresis (DEP) is a term which describes the motion of polarisable particles induced by a non-uniform electric field. It has been the subject of research into a variety of fields including nanoassembly, particle filtration and biomedicine. The application of DEP to the latter has gained significant interest in recent years, driven by the development of microfluidic “Lab-on-a-chip” devices designed to perform sophisticated biochemical processes. It provides the ability to characterise and selectively manipulate cells based on their distinct dielectric properties in a manner which is non-invasive and label free, by using electrodes which can be readily integrated with microfluidic channels. Under appropriate conditions a biological cell will experience a DEP force directing it either towards or away from concentrations in the electric field. At a so-called “crossover frequency” the cell is effectively invisible to the field resulting in no DEP force, a response typically observed in the 1 kHz to 1 MHz range. Its value is a function of cell membrane dielectric properties and has been the subject of research directed at devices capable of using it to both characterise and sort cells. The aim of this work was to investigate the behaviour of a higher frequency crossover referred to as fxo2, predicted to occur in the 1 MHz to 1 GHz range. At these frequencies the electric field is expected to penetrate the cell membrane and behave as a function of intracellular dielectric properties. Standard lithography techniques have been used to fabricate electrodes carefully designed to operate at these frequencies. The existence of fxo2 was then confirmed in murine myeloma cells, in good agreement with dielectric models derived from impedance spectroscopy. A temperature dependent decrease in its value was observed with respect to the time that cells were suspended in a DEP solution. This decrease is consistent with previous studies which indicated an efflux of intracellular ions under similar conditions. An analytical derivation of fxo2 demonstrates its direct proportionality to intracellular conductivity. Direct control of the crossover was achieved by using osmotic stress to dilute the intracellular compartment and thereby alter its conductivity. By using a fluorophore which selectively binds to potassium, a strong relationship has been demonstrated between the value of fxo2 and the concentration of intracellular potassium. Measurements of fxo2 for an unfed culture demonstrated a correlation with viability and subtle shifts in its distribution were caused by the early stages of chemically induced apoptosis

Spectral asymptotics of the Laplacian on supercritical bond-percolation graphs

We investigate Laplacians on supercritical bond-percolation graphs with different boundary conditions at cluster borders. The integrated density of states of the Dirichlet Laplacian is found to exhibit a Lifshits tail at the lower spectral edge, while that of the Neumann Laplacian shows a van Hove asymptotics, which results from the percolating cluster. At the upper spectral edge, the behaviour is reversed.Comment: 16 pages, typos corrected, to appear in J. Funct. Ana